Deal 5
 
 
 
♠ ?
?
?
♣ ?
 
 WEST  NORTH  EAST  SOUTH
pass BID 
 
 

You are South and it is your bid.
Decide what you would say, then click on BID .
   
  ♠ K Q 10 3
A 4
Q J 10 5
♣ A J 2
 

 
Deal 5
 
 
 
♠ J 6 4
Q 7
A 9 8 3
♣ K Q 7 6
 
 WEST  NORTH  EAST  SOUTH
pass1NT
pass3NTpasspass
pass

You have a very solid 17 points and a balanced hand. You open 1NT. Partner responds 3NT and you pass.

South plays 3NT. West leads the J. You hopefully put on the Q, but East plays the K.

Make a Plan, then click NEXT .
   
  ♠ K Q 10 3
A 4
Q J 10 5
♣ A J 2
 

 
Deal 5
 
 
 
♠ J 6 4
Q 7
A 9 8 3
♣ K Q 7 6
  South plays 3NT. West leads the J.
You hopefully put on the Q, but East plays the K.


Winners: ♠ 0 : 1 : 1 : ♣ 4 : Total = 6

A hold-up won't help unless East had a doubleton , giving West a 7-card suit. So you win your A. The ♠ suit is solid after the ♠A is played, but before you could enjoy those 3 tricks the defenders would have really enjoyed a bunch of s.

Your only hope is to win 8 more tricks before you lose the lead. That means the finesse had better work. At trick 2 you lead your Q, playing low from dummy if West doesn't cover. Repeat the finesse as necessary. When West has the K you will make your contract, and when East has the K you will go down. That's a 50% chance, just like most finesses. But remember, if you had tried to establish the ♠ suit instead of taking the finesse your chance of making 3NT would be 0%.

Click NEXT  for the full deal.
   
  ♠ K Q 10 3
A 4
Q J 10 5
♣ A J 2
 

 
Deal 5
 
 
 
♠ J 6 4
Q 7
A 9 8 3
♣ K Q 7 6
  You can see what could have happened if you had tried to sneak even one ♠ trick. East would have grabbed the ♠A and played a small . West would have happily taken 4 tricks and you would be down 1.

 Deal 6 
♠ 9 8 5 2
J 10 9 8 2
K 4
♣ 9 8
♠ A 7
K 6 5 3
7 6 2
♣ 10 5 4 3
  ♠ K Q 10 3
A 4
Q J 10 5
♣ A J 2