Deal 8
 
 
 
♠ 9 4 2
A 10 5
7 6 3
♣ A K 6 5
 
 WEST  NORTH  EAST  SOUTH
1passpass1NT
pass3NTpasspass
pass

South is to play 3NT. West leads the K.

Make a Plan, then click NEXT .
   
  ♠ A Q 5
K J 9
A 10 4
♣ Q J 9 2
 

 
Deal 8
 
   3NT
OL: K
♠ 9 4 2
A 10 5
7 6 3
♣ A K 6 5
  South is to play 3NT. West leads the K.

Winners:   ♠ = 1    = 2    = 1   ♣ = 4   Total = 8

You only need one more winner.
If East has the ♠K you can finesse him out of it.
Or, you have a two-way finesse for the Q.

It is an easy choice. The defenders only have 12 HCP and West opened the bidding. So you know he must have both of the cards you are interested in.

Hold up the A until the third round just to be safe. Then play four rounds of ♣s ending in your hand.

Click NEXT .
   
  ♠ A Q 5
K J 9
A 10 4
♣ Q J 9 2
 

 
Deal 8
 
   3NT
OL: K
♠ 9 4 2
A 10 5

  South is to play 3NT. West leads the K.

Winners:   ♠ = 1    = 2    = 1   ♣ = 4   Total = 8

You only need one more winner.
If East has the ♠K you can finesse him out of it.
Or, you have a two-way finesse for the Q.

It is an easy choice. The defenders only have 12 HCP and West opened the bidding. So you know he must have both of the cards you are interested in.

Hold up the A until the third round just to be safe. Then play four rounds of ♣s ending in your hand.


Now play the J. If West doesn't cover, you will let it ride for your ninth trick. But West does cover so you take dummy's A, then your other 2 tricks. The ♠A is your ninth trick.

Click NEXT for the complete Deal.
   
  ♠ A Q 5
K J 9

 

 
Deal 8
 
   3NT
OL: K
♠ 9 4 2
A 10 5
7 6 3
♣ A K 6 5
  You might think that a two-way finesse offers you a 50% chance of guessing correctly.

Sometimes that may be right. But there are other times when information from the bidding or the opening lead allows you to make a higher-percentage guess.

 Deal 9 
♠ K J 3
Q 7 3
K Q J 9 5
♣ 8 4
♠ 10 8 7 6
8 6 4 2
8 2
♣ 10 7 3
  ♠ A Q 5
K J 9
A 10 4
♣ Q J 9 2