Deal 19	♠ 10 4 2 ♥ A 8 3 ♦ A 10 7 2 ♣ K 6 4		WEST   NORTH   EAST   SOUTH pass 1NT pass 3NT pass pass pass South is to play 3NT. West leads the ♠5, East plays the ♠Q. Make a Plan, then click NEXT .
	♠ A 7 6 ♥ K 7 5 ♦ K J 6 3 ♣ A Q 3

 

Deal 19      3NT OL: ♠5	♠ 10 4 ♥ A 8 3 ♦ A 10 7 2 ♣ K 6 4		South is to play 3NT. West leads the ♠5, East plays the ♠Q. Winners:   ♠ = 1   ♥ = 2   ♦ = 2   ♣ = 3   Total = 8 Before worrying about where that one winner is going to come from you need to decide what to do with the opening lead. A good guideline is to hold up unless you fear a switch. Here, with all other suits well protected you would welcome a switch, so you let East win the ♠Q. East then plays the ♠8. Do you hold up again? Click NEXT .
	♠ A 7 ♥ K 7 5 ♦ K J 6 3 ♣ A Q 3

 

Deal 19      3NT OL: ♠5	♠ 10 ♥ A 8 3 ♦ A 10 7 2 ♣ K 6 4		South is to play 3NT. West leads the ♠5, East plays the ♠Q. Winners:   ♠ = 1   ♥ = 2   ♦ = 2   ♣ = 3   Total = 8 Before worrying about where that one winner is going to come from you need to decide what to do with the opening lead. A good guideline is to hold up unless you fear a switch. Here, with all other suits well protected you would welcome a switch, so you let East win the ♠Q. East then plays the ♠8. Do you hold up again? It probably doesn't matter, but since you cannot possibly win more than 10 tricks you might just as well hold up again. West wins the ♠J then plays the ♠3. East discards a ♥ on the third ♠. Click NEXT .
	♠ A ♥ K 7 5 ♦ K J 6 3 ♣ A Q 3

 

Deal 19      3NT OL: ♠5	♠ ♥ A 8 3 ♦ A 10 7 2 ♣ K 6 4		South is to play 3NT. West leads the ♠5, East plays the ♠Q. Winners:   ♠ = 1   ♥ = 2   ♦ = 2   ♣ = 3   Total = 8 Before worrying about where that one winner is going to come from you need to decide what to do with the opening lead. A good guideline is to hold up unless you fear a switch. Here, with all other suits well protected you would welcome a switch, so you let East win the ♠Q. East then plays the ♠8. Do you hold up again? It probably doesn't matter, but since you cannot possibly win more than 10 tricks you might just as well hold up again. West wins the ♠J then plays the ♠3. East discards a ♥ on the third ♠. OK, now it is time to figure out where that extra trick is coming from. Not much figuring is needed, it must come from the ♦ suit. Since you are missing 5 cards including the Queen, the odds favor a finesse over playing for the drop. And, since you have the option of finessing either defender are you going to finesse into the one who can set you or into the safe one? Silly question. Of course you play the ♦K from your hand, then a small ♦ finessing dummy's ♦10, which wins the trick - and the game - and the overtrick. Click NEXT for the complete Deal.
	♠ ♥ K 7 5 ♦ K J 6 3 ♣ A Q 3

 

Deal 19      3NT OL: ♠5	♠ 10 4 2 ♥ A 8 3 ♦ A 10 7 2 ♣ K 6 4		Actually the odds slightly favored East holding the ♦Q because East started with only 2 ♠s compared to West's 5 ♠s. Therefore East had 11 spaces which could hold the ♦Q whereas West only had 8 spaces. But in a situation like this you don't play odds. By finessing West you guaranteed making the contract even if the finesse lost because East had no more ♠s. Even a losing ♦ finesse would have established the one trick you needed.  Deal 20
♠ K J 9 5 3 ♥ 10 6 ♦ Q 8 4 ♣ 10 8 5		♠ Q 8 ♥ Q J 9 4 2 ♦ 9 5 ♣ J 9 7 2
	♠ A 7 6 ♥ K 7 5 ♦ K J 6 3 ♣ A Q 3